Privacy Policy

Last updated: 28 January, 2024

This Privacy Policy explains First-Rate Team Inc., Trading as First Rate policies and practices for collecting, using, and disclosing Your information when using our Service. This document outlines your privacy rights and how the law protects you. By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

The words with capitalized first letters have specific meanings as defined under the following conditions. These definitions apply regardless of whether they are in singular or plural form.

Definitions

For this Privacy Policy:

• Account means a unique account created for You to access our Service or parts of our Service.
• Company (in this agreement, referred to as " First-Rate Team Inc., Trading as First Rate," "We," "Us," or "Our") relates to First-Rate Team Inc., Trading as First Rate, registered in Canada, Registry ID 13809382, Business Number 745435305.
• Cookies are small files that a website places on Your computer, mobile device, or any other device, which contains details about Your browsing history on that website and other settings.
• Device means any device, such as a computer, mobile phone, or tablet, that can access the Service.
• Personal Data refers to any information that can be used to identify an individual.
• Service refers to the website operated by First-Rate Team Inc., Trading as First Rate.
• Service Provider means any natural or legal person who processes data on behalf of the Company. It encompasses third-party companies or individuals employed by First-Rate Team Inc., Trading as First Rate to facilitate the Service, provide the Service on our behalf, perform services related to the Service, or assist us in analyzing how our Service is used.
• Usage Data pertains to data collected automatically either generated by using the Service or from the infrastructure of the Service itself (e.g., duration of a page visit).
• Website refers to First Rate, accessible from www.first-rate-compare.com
• You means the individual accessing or using the Service, or another legal entity on behalf of whom such individual is accessing or using the Service.

Personal Data

While using Our Service, We may ask You to provide Us with certain personal information that can be used to contact or identify You. Personal information may include, but is not limited to:

1. Email address
2. First name and last name
3. Telephone number
4. Address, State, Province, ZIP/Postal code, City

Usage Data

When you use the Service, Usage Data is collected automatically.

Usage Data may encompass details such as Your Device's IP address, the type of browser you use, its version, the specific pages of our Service that you access, the time and date of your visit, the duration spent on those pages, unique device identifiers, and other diagnostic information. Additionally, data sent by your browser whenever you visit our Service or when accessing the Service using a mobile device might also be collected.

Moreover, when you access our Service through a mobile device, we may gather specific information automatically. This can include the type of mobile device you are using, its unique identification number, its IP address, your device's operating system, the kind of mobile internet browser you employ, device identifiers, and other diagnostic details.

Cookies And Tracking Technologies

First Rate employs cookies and other tracking technologies to monitor and store data regarding user interactions on Our Service. Tracking technologies such as beacons, tags, and scripts are used to gather, track, and analyze data for enhancing Our Service. The technologies we might employ include:

• Cookies or Browser Cookies. A cookie is a tiny data file stored on your device. You can configure your browser either to reject all cookies or to alert you when a cookie is set. If you choose not to accept cookies, you might be unable to use some parts of our Service. Unless you have set your browser to reject cookies, our Service will utilize cookies.
• Flash Cookies. Some sections of our Service might use local stored objects, commonly known as Flash Cookies, to store information about your preferences or activities on our Service. Unlike regular browser cookies, Flash Cookies are not managed by the same browser settings.
• Web Beacons. These are small electronic files, also known as clear gifs, pixel tags, and single-pixel gifs, that enable First Rate to tally users who have visited specific pages or viewed certain emails. This helps with related website metrics, such as gauging the popularity of certain sections and ensuring the integrity of our systems and servers.

There are two main categories of cookies: "Persistent" and "Session". Persistent cookies remain on your computer or mobile device even after you go offline, while session cookies are deleted as soon as you close your browser.

First Rate employs both Session and Persistent Cookies for specific reasons listed below:

• Essential Cookies

  Type: Session Cookies

  Managed by: Us

  Function: These cookies are crucial for the site to deliver its services and offer certain features. They facilitate user authentication and guard against fraudulent account activities. The services you request cannot be rendered without these cookies, and they are exclusively utilized for this purpose.

• Analytics and Performance Cookies

  Type: Persistent Cookies

  Managed by: Third-Parties

  Function: These cookies monitor website traffic patterns and user interactions. They might use the data to recognize you, either directly or indirectly, typically linked to a pseudonymous identifier tied to the device you utilize to access the site. These cookies also help us gauge user response to new content, features, or tools on our platform.

• Ad and Interest-Based Cookies

  Type: Persistent Cookies

  Managed by: Third-Parties

  Function: These cookies observe your web activity to offer more pertinent ads tailored to your interests. They link you with others with akin browsing patterns. With our consent, third-party advertisers can deploy cookies using this data, allowing them to present ads we feel match your preferences on external sites.

For a comprehensive insight into the cookies we utilize and to adjust your preferences, kindly refer to our Cookies Policy or the dedicated cookies section in our Privacy Policy.

Usage of Personal Data

First Rate might utilize Personal Data for the objectives listed below:

1. Service Maintenance: This includes monitoring the utilization of our Service.
2. Account Management: Ensuring your registration as a Service user is tracked. Being a registered user, the Personal Data you provide could grant you access to specific Service features.
3. Contract Execution: This pertains to the formation, execution, and completion of purchase contracts for products or services you've acquired via the Service or any other agreements with us.
4. Communication: Reaching out to you via email, phone, SMS, or other similar electronic channels like push notifications from mobile apps about updates or informational communications linked to features, products, or services, which includes security updates when deemed necessary or appropriate.
5. Notifications: Unless you've opted out, First Rate might inform you about news, promotional offers, and information about our other products, services, and events similar to your prior purchases or inquiries.
6. Request Management: Addressing and managing your inquiries to First Rate.
7. Personalized Ad Delivery: Your data might be employed to curate and showcase ads tailored to your interests/location (often in collaboration with third-party vendors), as well as gauge their success.
8. Business Transitions: Your details might be harnessed in scenarios like mergers, divestments, restructurings, reorganizations, dissolutions, or other business sales or transfers wherein Personal Data about our Service users is among the transferred assets.
9. Additional Objectives: Your information might also be utilized for various tasks such as data analytics, spotting usage patterns, gauging our promotional campaign effectiveness, and refining our Service, products, services, promotional strategies, and enhancing user experiences.

We might divulge your personal details under these circumstances:

1. Service Partners: Your personal data might be shared with service providers for purposes like analyzing our Service usage, showcasing ads to you, assisting in our Service's operations, or advertising on other platforms after your visit to our Service.
2. Business Shifts: During business transitions like mergers or asset sales, or when a part or all of our business is acquired by another entity, your personal information might be shared or transferred.
3. Affiliated Entities: Sharing data with our affiliates is possible, in which case they will be bound by this Privacy Policy. Entities under this category include our parent company, subsidiaries, joint ventures, or other businesses under common control or co-management.
4. Trade Partners: To provide certain products, services, or promotional offers, your personal details might be shared with our business partners.
5. Other Users: Sharing personal details in public arenas or while interacting with other users makes that information accessible to all users, and it might be disseminated beyond our platform.
6. With Consent: Upon your approval, we may share your personal information for other specific reasons.

Retention of Your Personal Data

First Rate will retain Your Personal Data only for the duration necessary for the purposes detailed in this Privacy Policy. We'll hold onto and utilize Your Data to the extent required to comply with our legal obligations (for instance, when we're legally mandated to maintain your data), manage disputes, and enforce our legal agreements and policies.

For internal analytics, First Rate will store usage data. Unless utilized to bolster the security or enhance our Service's functionality, or if we're legally obligated to maintain this data for extended periods, Usage Data is typically stored for a briefer span.

Transfer of Your Personal Data

Your Personal Data gets processed at First Rate main offices and other places where stakeholders in the processing are located. This means your data might be transferred to and stored on devices outside your local jurisdiction, state, or country, where data protection standards could be different from those in your locality.

By accepting this Privacy Policy and providing such data, you're consenting to this transfer. First Rate will take all reasonable measures to ensure that Your data receives secure treatment in alignment with this Privacy Policy. No transfer of Your Personal Data will occur to an entity or country unless there are proper safeguards, inclusive of your data's security and other personal details.

Disclosure of Your Personal Data

Business Activities
If First Rate partakes in activities like mergers, acquisitions, or asset sales, Your Personal Data might be shared. We will inform you before Your Personal Data gets transferred and comes under a different Privacy Policy. For more on Google's privacy practices, you can visit: https://policies.google.com/privacy

Advertising

To sustain and manage Our Service, we may use Service Providers to show advertisements to You.

• AdTech Cookie Solutions

Cookies, provided by AdTech, a third-party supplier, are utilized to deliver advertisements on our Service. AdTech and its associates utilize the AdTech cookie to serve ads to our users rooted in their visits to our Service and other online platforms.

Cookies, provided by AdTech, a third-party supplier, are utilized to deliver advertisements on our Service. AdTech and its associates utilize the AdTech cookie to serve ads to our users rooted in their visits to our Service and other online platforms.

After your engagement with our Service, First Rate employs remarketing tools to market to You. First Rate and our third-party associates utilize cookies and non-cookie methods to identify your device and evaluate your Service interactions. This helps enhance the Service to better align with your preferences and to show you more relevant advertising.

Third-party vendors gather, store, use, process, and relay information about your activity on Our Service, based on their individual Privacy Policies, enabling us to:

• Monitor traffic and user activity.
• Display advertisements about our offerings on third-party platforms.
• Evaluate the efficacy of our promotional endeavors.

Some vendors might use non-cookie methods that aren’t influenced by browser settings to block cookies. Your browser may not offer options to block these techniques. You can opt out of personalized ads by activating privacy settings on mobile devices, such as Limit Ad Tracking (iOS) and Opt-Out of Ads Personalization (Android). For more details, refer to your device's help section. We might relay information like hashed emails (when available) or other online IDs to these third-party vendors, helping them present ads across various devices and browsers. For insights on technologies and cross-device capabilities, review the Privacy Policies of the vendors mentioned below.

The third-party vendors We use are:

• Google Ads (AdWords)

Google Inc. provides the Google Ads (AdWords) remarketing service. By visiting the Google Advertisements Settings page, you may opt-out of Google Analytics for Display Advertising and customize Google Display Network ads: http://www.google.com/settings/ads Installing the Google Analytics Opt-out Browser Add-on is also recommended by Google - https://tools.google.com/dlpage/gaoptout - for your web browser. Visitors can use the Google Analytics Opt-out Browser Add-on to prevent their data from being collected and utilized by Google Analytics. Please visit the Google Privacy & Terms web page for additional information on Google's privacy policies: https://policies.google.com/privacy

Usage, Performance and Miscellaneous

We may employ third-party service providers to help us enhance our service.

• Invisible reCAPTCHA

We utilize reCAPTCHA, an invisible captcha service. Google is in charge of reCAPTCHA. For security considerations, the reCAPTCHA service may collect information from You and Your Device. The information collected by reCAPTCHA is stored in line with Google's Privacy Policy: https://www.google.com/intl/en/policies/privacy/

Youth Privacy

Our Service isn't tailored for those below 18. If you're a guardian and become aware that your child has shared data with Us, please inform Our Service isn't tailored for those below 18. If you're a guardian and become aware that your child has shared data with Us, please inform

Should we need to use consent as a legal reason for data processing and your country mandates parental consent, we might seek parental permission before using such data.

Links to External Sites

Our Service might have links to external sites not managed by us. Clicking a third-party link will direct you to that third-party's site. We advise reading the Privacy Policies of every site you visit.

We aren’t accountable for the content, privacy policies, or operations of third-party sites or services.

Privacy Policy Adjustments

We can adjust Our Privacy Policy whenever needed. We’ll inform you about any updates by updating the Privacy Policy on this page.

Before any modifications become effective, we'll alert you via email or a notable notice on Our Service. The "Last Updated" timestamp on this Privacy Policy will be revised. It's suggested to review this Privacy Policy for updates regularly. Changes become effective when posted here.

Contact Us

For any questions about these Terms and Conditions:

1. By email: [email protected]
2. By visiting this page on our website: www.first-rate-compare.com