Last updated: 28 January, 2024. Before using Our Service, please read these terms and conditions carefully.
The meanings of words with capitalized first letters are defined under the following criteria. The definitions have the same meaning whether singular or plural.
For these Terms and Conditions:
These are the Terms and Conditions that govern your use of this Service, as well as the agreement between you and First Rate. These Terms and Conditions outline all users' rights and responsibilities when using the Service.
By accessing or using the Service, you agree to be bound by these Terms and Conditions. If you disagree with any part of these Terms and Conditions, you may not access or use the Service. You affirm that you are at least 18 years old. The Service is not available for those under the age of 18.
Your access to and use of the Service is also contingent upon your acceptance of and compliance with First Rate’s Privacy Policy. Our Privacy Policy describes Our policies and practices about collecting, using, and disclosing Your personal information when you use the Website, as well as Your privacy rights and how the law protects you. Please read our Privacy Policy carefully before using Our Service.
Links to third-party websites or services not owned or managed by First Rate may appear on our Service.
First Rate has no control over and takes no responsibility for any third-party websites or services, including their content, privacy policies, or practices. You further recognize and agree that First Rate is not liable, directly or indirectly, for any damage or loss caused or claimed to be caused by or in connection with the use of or reliance on any such content, products, or services accessible on or through any such web sites or services.
We firmly advise You to read the terms and conditions as well as the privacy policies of any third-party websites or services you use.
We reserve the right to cancel or suspend Your access at any time, without warning or responsibility, for any reason, including but not limited to if You violate these Terms and Conditions. Your right to use the Service will cease immediately upon termination.
Regardless of any damages, You may suffer, First Rate and its suppliers' entire liability under any provision of these Terms, as well as Your sole and exclusive remedy for all of the preceding, shall be restricted to the extent paid by You through the Service.
To the fullest extent permitted by law, First Rate and its suppliers will not be liable for any special, incidental, indirect, or consequential damages (including, but not limited to, damages for loss of profits, loss of data or other information, business interruption, personal injury, or loss of privacy) emerging out of or in any way related to the use of or inability to use this website, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of this Terms even if First Rate or any supplier has been advised of the possibility of such damages, and even if the remedy fails of its fundamental purpose.
Some of the restrictions stated above may not be applicable to You as some states do not exclude implied warranties or the limitation of responsibility for incidental or consequential damages. Each party's liability shall be restricted to the maximum extent permissible by law in these states.
The Service is offered to You "AS IS" with all flaws and imperfections and without any guarantee. To the fullest extent permitted by law, First Rate formally disclaims all warranties, whether express, implied, statutory, or otherwise, concerning the Service, including all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement on its behalf and behalf of its Affiliates as well as their respective licensors and service providers. Without limiting the preceding, First Rate disclaims all warranties or representation that the Service will meet Your requirements, attain any intended results, be compatible or work with any other software, applications, systems, or services, operate without disruption, meet any performance or dependability standards, or be free from errors, or that any errors or deformations will be corrected.
Without limiting the above, neither First Rate nor any of its providers make any express or implicit guarantee or warranty of any kind:
Because certain countries prohibit the exclusion of certain types of warranties or the limiting of a consumer's statutory rights, some or all of the foregoing exclusions and limitations may not apply to You. However, in such a circumstance, the exclusions and restrictions set out in this section will apply to the fullest extent permitted by law.
All content on the Service, including text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of First Rate or its content suppliers and protected by international copyright laws. All logos, trademarks, and service marks displayed on the Service are registered and unregistered trademarks of First Rate or third parties. Specifically, First Rate does not claim ownership of any logos and trademarks not owned by First Rate that might be displayed or referenced on the Service. All such logos and trademarks are the property of their respective owners. The use or misuse of these trademarks, except as expressly authorized, is prohibited. First Rate does not grant any express or implied rights to use these trademarks without the appropriate authorization from their respective owners.
This Terms and Your use of the Service will be governed by the laws of Canada, excluding its conflict of law provisions. Other local, state, national, or international laws may apply to your use of the Application.
If You have a problem or a disagreement with the Service, You agree to try to settle it informally by contacting First Rate first.
You will benefit from any required provisions of the legislation of the country in which you reside if you are a European Union consumer.
You warrant and declare that
Suppose any provision of these Terms is found to be unenforceable or invalid. In that case, it will be modified and construed to achieve the provision's goals to the maximum degree feasible under applicable law. In contrast, the remaining provisions will remain in full force and effect.
Except as otherwise provided herein, a party's failure to exercise a right or to require performance of an obligation under these Terms will not affect that party's ability to exercise that right or to require performance at any time in the future, nor will a waiver of one breach constitute a waiver of any subsequent breach.
If We have made these Terms and Conditions available to You via our Service, they may have been translated. In the event of a disagreement, you agree that the original English text will take precedence.
We retain the right to change or alter these Terms at any time at our sole discretion. If the change is significant, we will try to provide you at least 30 days' notice before the new terms take effect. We shall decide what constitutes a substantial change at our sole discretion.
You agree to be bound by the amended terms if you continue to access or use Our Service after the modifications take effect. Please cease using the website and the Service if you do not agree to the revised terms, in whole or in part.
For any questions about these Terms and Conditions: